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Big Banks Plead Guilty To Market Manipulation, Will Pay $5.8 Billion

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Huffpost Business

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The age of multibillion-dollar bank fines with no admission of wrongdoing is over. The Justice Department announced Wednesday morning that five banks pleaded guilty to market manipulation, while also paying billions of dollars in fines.

Barclays, Citigroup, J.P. Morgan and the Royal Bank of Scotland admitted to illegally distorting foreign exchange markets. The banks formed what they called “The Cartel” and aimed to set a key currency marker, known as “the fix,” at mutually beneficial values.

The fix is set every day at 4 p.m. London time and is used in the more than $5 trillion currency market to determine the price of trades and the value of large institutional holdings. Traders at the banks used instant messaging chat rooms to discuss where to set the fix.

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!!!!!BN2015-5-20Busted1Image: Breaking News and Opinion on The Huffington Post

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Click link below for article:

http://www.huffingtonpost.com/2015/05/20/big-banks-guilty-fined_n_7342808.html

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Dave Goldberg, CEO of SurveyMonkey and Sheryl Sandberg’s husband, dies suddenly

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~~~~BusinessInsider1

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Dave Goldberg, CEO of SurveyMonkey and husband of Facebook COO Sheryl Sandberg, died suddenly Friday night, according to a public Facebook post by his brother, Robert Goldberg. He was 47.

“It’s with incredible shock and sadness that I’m letting our friends and family know that my amazing brother, Dave Goldberg, beloved husband of Sheryl Sandberg, father of two wonderful children, and son of Paula Goldberg, passed away suddenly last night,” Goldberg writes.

Goldberg had been CEO of SurveyMonkey since 2009. His time at SurveyMonkey was part of an epic career, full of ups-and-downs, during which the media company he founded got acquired by Yahoo right after the internet bubble burst in the early 2000s.

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!!!!!DavidGoldberg1                                                              The Goldbergs                                      Facebook

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Click link below for story

http://www.businessinsider.com/survey-monkey-ceo-dave-goldberg-dead-2015-5

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5 Ways the Ad World Has Changed in the Last 10 Years

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~~~~Mashable1

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When Verizon Wireless wanted to drive more foot traffic to its retail stores last winter, the brand supplemented traditional advertising an onsite program called Stop Motion Studio.

Customers could create short, animated videos, decorated with tiny snowmen, reindeer, Santas and other props, to use as their holiday greeting. While they were playing mini-movie mogul, they were also learning about their phone’s capabilities, accessories and add-ons.

This wasn’t your typical telecom commercial. Engineered by ad agency SapientNitro, it touted Verizon’s shop as a cool, fun destination. In so doing, it promoted the brand in ways that a 30-second TV spot never could. Of the consumers who participated, 95% said they learned something new about their phone, and would return to the store for more workshops. A whopping 100% posted their videos to Vine.

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!!!!!5WaystheAdWorldChanged1Image: Mashable composite. Lee Woodgate/Getty Creative

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Click link below for article:

http://mashable.com/2014/09/29/advertising-evolution/?utm_cid=mash-com-Tw-main-link

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Home Shrunken Home

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~~~~TheInternationalNewYorkTimes1

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For most single New Yorkers, the tyranny of living in a small space, or worse, a shared space, is all too familiar.

And with the number of single New Yorkers growing, the demand for more of these spaces is inevitable.

Enter My Micro NY, the city’s first micro-apartment complex, at 335 East 27th Street, with 55 units ranging from 260 to 360 square feet. The building will begin leasing studios this summer for around $2,000 to $3,000 a month

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Click link below for article and slideshow:

http://www.nytimes.com/2015/02/22/realestate/micro-apartments-tiny-homes-prefabricated-in-brooklyn.html?referrer=&_r=1

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Obamacare Is Barely Denting Corporate Profits

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~~~~BloombergBusiness1

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The biggest entitlement legislation in a generation is causing barely a ripple in corporate America.

The Patient Protection and Affordable Care Act — otherwise known as Obamacare — is putting such a small dent in the profits of U.S. companies that many refer to its impact as “not material” or “not significant,” according to a Bloomberg review of conference-call transcripts and interviews with major U.S. employers.

That’s even after a provision went into effect this year requiring companies with 50 or more full-time workers to provide coverage, and after more workers are choosing to enroll in existing company coverage because of another requirement that all Americans get insured.

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Click link below for article (Obamacare Barely Affecting Corporate Profits…):

http://www.bloomberg.com/news/articles/2015-02-19/obamacare-proving-not-a-burden-to-u-s-from-chipotle-to-wal-mart

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~~~~Vox1

Click link below for article (8 Ways The Law Has Proven Its Critics Wrong…):

http://www.vox.com/2015/2/19/8069117/obamacare-critics-wrong

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U.S. Creates 214,000 Jobs In October; Unemployment Rate Falls To 5.8 Percent

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Huffpost Business

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The U.S. economy added 214,000 jobs in October, as the unemployment rate fell to 5.8 percent, the Bureau of Labor Statistics reported Friday.

Three days after voters registered their sourness about the U.S. economy, the government said Friday that employers added a solid 214,000 jobs in October, extending the healthiest pace of hiring in eight years.

 The Labor Department also said a combined 31,000 more jobs were added in August and September than it had previously estimated. Employers have now added at least 200,000 jobs for nine straight months — the longest such stretch since 1995.
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Saved! Detroit Approved to Set Bankruptcy Plan in Action

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~~~~NBCNews1
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The largest municipal bankruptcy in U.S. history is ending. Federal Judge Steven Rhodes on Friday confirmed Detroit’s plan to emerge from Chapter 9 bankruptcy, allowing the city to erase a $7 billion mountain of unfunded debt and setting it on a course to try to revive its financial fortunes.

Judge Rhodes approved the historic plan to a hushed courtroom shortly after 1 p.m. ET. “The court confirms the plan,” he told an audience that included city officials, creditors, and other onlookers.

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