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Debt Collectors Have Figured Out A Way To Seize Your Wages And Savings

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Huffpost Business

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People with overdue bills have long complained of harassment from debt collectors, from late-night phone calls to frightening in-person visits. Now it appears the industry has found far more troubling strategy: Filing lawsuits against debtors — often, consumer advocates say, on the theory that they won’t ever show up to court to defend themselves.

The consequences are dire when the debtors don’t appear in court. A judge can put a lien on someone’s home, garnish wages, even freeze bank accounts — all without a person ever getting a chance to fight their case. And at times, collectors file suit in error. Consumers interviewed for this story described cases where they were never told they were being brought to court, or were sued for debts on credit cards they never had.

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Marketers Use Facebook Despite Believing It May Be Ineffective

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~~~~Mashable1
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Facebook remains the most popular social media platform among marketers, but less than half agree that it’s actually effective, according to Social Media Examiner’s 2014 Social Media Marketing Industry Report.

Nearly 100% of professionals polled reported using the network in business-to-consumer marketing while 89% said they used it to communicate with other businesses. Despite these astronomical numbers, 57% of the marketers either don’t think their Facebook posts make a difference or aren’t sure.

Twitter came in as the second most popular site — 83% of marketers reported using the microblogging service — while LinkedIn took third. Only 28% take advantage of Instagram while a mere 1% have incorporated Snapchat into their work. The top six platforms have stayed relatively steady since 2012.

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!!!!!FacebookMashable1Image: Justin Sullivan/Getty Images
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Pro-Gun Group Backs Down After Chipotle Rally Backfires

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Huffpost Business

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A Texas gun rights group has notified members that they are to “immediately cease” taking shotguns and rifles into private businesses unless invited to do so, backing down from a controversial strategy that has led several large restaurant chains to ask patrons to leave their guns at home.

The organization, Open Carry Texas, is one of many groups nationwide that advocate for the right of gun owners to wear and carry firearms openly in public. Photos from a rally by supporters of the group at a Dallas-area Chipotle restaurant went viral this week, prompting the burrito chain to declare that firearms are unwelcome in its restaurants.

On Friday, The Huffington Post reported that Chili’s was also reconsidering its policy after a similar rally at one of its San Antonio restaurants. Video apparently taken by a participant in the rally shows a confrontation with a woman, apparently a patron, who scolds the men for bringing large guns into a restaurant where children are eating.

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Should You Leave a Stable Job to Start Your Own Company?

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~~~~Mashable1
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Creating a company from the ground up while generating a successful revenue steam is the essence of the American Dream; but if this were an easy task, there would be a flood of employees quitting their “nine-to-fives” to found startups.

The autonomy that comes along with building a business around personal goals, talents and interests is compelling for many workers who are fed up with their daily grind. On the other hand, leaving a stable employment situation can be stressful — and it’s a decision that shouldn’t be taken lightly, even if you’re not entirely satisfied with one or more of the aspects of your current job.

As an experienced entrepreneur, I’ve learned a few pointers along the way that may help others looking to take the leap. Below are a few considerations to take into account when making the decision to start your own company.

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Image: Mashable composite. iStock, polygraphus
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This J.C. Penney Worker Was Fired For Telling The Truth About Its ‘Fake’ Prices

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Huffpost Business

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J.C. Penney is going to war against a former employee who outed the department store for its questionable discounting practices.

The department store was drastically hiking prices on items, cutting them back and then advertising huge “discounts,” the former employee, Bob Blatchford, told the Today show last July. In one case, a “rack of $7 shorts became $14, and then they were 50 percent off,” a separate J.C. Penney worker told the Today show.

“I saw a lot of pricing teams going through the store, raising the prices, mostly doubling — towels and clothing,” Blatchford told NBC’s Jeff Rossen. “Then they would go on sale, and they wouldn’t always go on sale for 50 percent off. Not only was it a fake sale, but they were actually paying more than they would have been previously.”

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McDonald’s Tells Worker She Should Sign Up For Food Stamps

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McDonald’s workers struggling to get by on poverty wages should apply for food stamps and Medicaid.

That’s the advice one activist McDonald’s worker received when she called the company’s “McResource Line,” a service provided to McDonald’s workers who need help with issues like child and health care.

“You can ask about things like food pantries. Are you on SNAP? SNAP is Supplemental Nutritional Assistance [Program] — food stamps … You would most likely be eligible for SNAP benefits,” a McResource representative told 27-year-old Nancy Salgado, who works at a Chicago McDonald’s. “Did you try and get on Medicaid? Medicaid is a federal program. It’s health coverage for low income or no income adults — and children.”

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mcdonalds food stamps

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Nancy Salgado has worked at McDonald’s for 10 years, but has trouble getting by on her low wages. In a call to McDonald’s help line, a representative told Salgado she should look into federal programs like food stamps to help make ends meet. (YouTube/Low Pay Is Not OK)
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The 10 Best Times To Switch Jobs

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~~~~BusinessInsider1
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If you’re lucky to have a job, there are definite times when you should hold off from searching for a new one. But sometimes making a change makes sense. If you identify with any of these 10 scenarios, it might be time to plan your exit.
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