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U.S. Creates 214,000 Jobs In October; Unemployment Rate Falls To 5.8 Percent

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The U.S. economy added 214,000 jobs in October, as the unemployment rate fell to 5.8 percent, the Bureau of Labor Statistics reported Friday.

Three days after voters registered their sourness about the U.S. economy, the government said Friday that employers added a solid 214,000 jobs in October, extending the healthiest pace of hiring in eight years.

 The Labor Department also said a combined 31,000 more jobs were added in August and September than it had previously estimated. Employers have now added at least 200,000 jobs for nine straight months — the longest such stretch since 1995.
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Saved! Detroit Approved to Set Bankruptcy Plan in Action

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~~~~NBCNews1
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The largest municipal bankruptcy in U.S. history is ending. Federal Judge Steven Rhodes on Friday confirmed Detroit’s plan to emerge from Chapter 9 bankruptcy, allowing the city to erase a $7 billion mountain of unfunded debt and setting it on a course to try to revive its financial fortunes.

Judge Rhodes approved the historic plan to a hushed courtroom shortly after 1 p.m. ET. “The court confirms the plan,” he told an audience that included city officials, creditors, and other onlookers.

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Hackers’ Attack Cracked 10 Financial Firms in Major Assault

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~~~~TheInternationalNewYorkTimes1
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The huge cyberattack on JPMorgan Chase that touched more than 83 million households and businesses was one of the most serious computer intrusions into an American corporation. But it could have been much worse.

Questions over who the hackers are and the approach of their attack concern government and industry officials. Also troubling is that about nine other financial institutions — a number that has not been previously reported — were also infiltrated by the same group of overseas hackers, according to people briefed on the matter. The hackers are thought to be operating from Russia and appear to have at least loose connections with officials of the Russian government, the people briefed on the matter said.

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!!!!!ChaseHacked1Click link ‘Ways to Protect Yourself After the JPMorgan Hacking’ in article for useful info.
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America’s Wealth Gap ‘Unsustainable’ According To Harvard Study

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 The widening gap between America’s wealthiest and its middle and lower classes is “unsustainable”, but is unlikely to improve any time soon, according to a Harvard Business School study released on Monday.

The study, titled “An Economy Doing Half its Job”, said American companies – particularly big ones – were showing some signs of recovering their competitive edge on the world stage since the financial crisis, but that workers would likely keep struggling to demand better pay and benefits.

“We argue that such a divergence is unsustainable,” according to the report, which was based on a survey of 1,947 of Harvard Business School alumni around the globe, and which highlighted problems with the U.S. education system, transport infrastructure, and the effectiveness of the political system.

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HOMELESS

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Debt Collectors Have Figured Out A Way To Seize Your Wages And Savings

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People with overdue bills have long complained of harassment from debt collectors, from late-night phone calls to frightening in-person visits. Now it appears the industry has found far more troubling strategy: Filing lawsuits against debtors — often, consumer advocates say, on the theory that they won’t ever show up to court to defend themselves.

The consequences are dire when the debtors don’t appear in court. A judge can put a lien on someone’s home, garnish wages, even freeze bank accounts — all without a person ever getting a chance to fight their case. And at times, collectors file suit in error. Consumers interviewed for this story described cases where they were never told they were being brought to court, or were sued for debts on credit cards they never had.

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Marketers Use Facebook Despite Believing It May Be Ineffective

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~~~~Mashable1
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Facebook remains the most popular social media platform among marketers, but less than half agree that it’s actually effective, according to Social Media Examiner’s 2014 Social Media Marketing Industry Report.

Nearly 100% of professionals polled reported using the network in business-to-consumer marketing while 89% said they used it to communicate with other businesses. Despite these astronomical numbers, 57% of the marketers either don’t think their Facebook posts make a difference or aren’t sure.

Twitter came in as the second most popular site — 83% of marketers reported using the microblogging service — while LinkedIn took third. Only 28% take advantage of Instagram while a mere 1% have incorporated Snapchat into their work. The top six platforms have stayed relatively steady since 2012.

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Pro-Gun Group Backs Down After Chipotle Rally Backfires

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A Texas gun rights group has notified members that they are to “immediately cease” taking shotguns and rifles into private businesses unless invited to do so, backing down from a controversial strategy that has led several large restaurant chains to ask patrons to leave their guns at home.

The organization, Open Carry Texas, is one of many groups nationwide that advocate for the right of gun owners to wear and carry firearms openly in public. Photos from a rally by supporters of the group at a Dallas-area Chipotle restaurant went viral this week, prompting the burrito chain to declare that firearms are unwelcome in its restaurants.

On Friday, The Huffington Post reported that Chili’s was also reconsidering its policy after a similar rally at one of its San Antonio restaurants. Video apparently taken by a participant in the rally shows a confrontation with a woman, apparently a patron, who scolds the men for bringing large guns into a restaurant where children are eating.

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